Collections Defense Lawyer in Westchester County

Guiding Clients Through Their Debt Issues Serving the Southern & Eastern Districts of New York

Are you currently in a situation where creditors or debt collectors are constantly calling you at home or threatening you? Have you been served with a lawsuit related to the debt you owe? If you are in either of these or any other situation related to collection actions being taken against you, then please reach out to an attorney at Bronson Law Offices, P.C. so we can offer you straightforward information and legal guidance that will help you face the situation head-on.

Our legal team believes it is important to take a proactive approach in these matters in order to seek the most advantageous outcome. If you have outstanding debt and are being sued, you need an attorney at your side who can protect your legal rights and interests. Our experienced debt collection defense lawyer takes great pride in protecting debtors who are facing collection lawsuits, and we can properly represent your interests both inside and outside of the courtroom.

Helping Clients Fight Creditor Harassment

Our firm can talk to you about what has been occurring and whether you have grounds to sue the collection agency or creditor. When you consult with our legal team, we will discuss filing for bankruptcy to stop all debt collection efforts and lawsuits entirely.

Unlawful creditor harassment and abuse are outlined in the Fair Debt Collection Practices Act. Under this Act, creditor harassment includes:

• Contacting a debtor before 8am or after 9pm
• Continuing communication after receiving a written request to cease, except in certain circumstances
• Directly contacting a debtor who is known to be represented by a lawyer
• Misrepresentation or fraud in an attempt to collect a debt
• Posting the debtor's name and information on a public list
• Threatening physical harm
• Using profanity or threats in contact with a debtor
• Contacting the debtor at their place of employment after notification that this is unacceptable or prohibited
• Constant phone calls with the intent to harass or annoy the debtor

In these cases, a debtor might be able to file a lawsuit against the creditor or debt collector to seek financial damages for the harassment or abuse.

Regain Control of Your Financial Future

Depending on your particular case, we can offer information and legal representation that will help you in the face of collections actions. Our compassionate legal professionals will discuss your options for filing for bankruptcy and how we can protect you from further harassment by asserting your rights under the Fair Debt Collection Practices Act. We can also offer legal guidance in the areas of debt negotiation, foreclosure defense, and other alternatives to bankruptcy.

To find out more about your rights in the face of creditor harassment, please do not wait to contact our offices for a confidential consultation. Call (914) 827-5238 to discuss your particular situation so we can determine the best approach.