Bankruptcy Alternative Attorneys in Westchester County

Offering Alternatives to Bankruptcy for Clients in the Southern & Eastern Districts of New York

Some lawyers may immediately recommend bankruptcy for a client, even when there may be a viable alternative that would be more beneficial in the long run. When you work with a lawyer at our firm, we take the time to talk to you about what you are going through to find what debt management plan is right for you.

When we work together on your case, we will make an honest, thorough evaluation of your unique financial situation to determine whether any bankruptcy alternatives make more sense for you. You can count on receiving the information that will empower you to make the right choices in the face of overwhelming debt, creditor harassment, or foreclosure.

With any form of debt relief, it is important to carefully review all options. Reach out to Bronson Law Offices today at (914) 827-5238 to learn more about bankruptcy alternatives.

Debt Settlement

For clients who cannot proceed with bankruptcy, we can develop a debt settlement program customized to a client's individual needs. Debt settlement allows a debtor to make an affordable payment into an account that they control.

Our experienced staff works with creditors to settle debts at percentages as low as 20%. As a debt settlement law firm, we can also defend a collection action if necessary.

Stopping Creditor Harassment

Harassment from creditors and debt collection agencies is a primary reason that overwhelming debt can become extremely stressful. An attorney at our offices can look at your situation to determine whether these creditors are actually breaking the law with their efforts to collect your debt. If so, you may have grounds for legal action.

Even if no laws are currently being broken, we may be able to help you take the appropriate action to lessen constant calls or contact by creditors.

Deed in Lieu of Foreclosure

If you are facing foreclosure, it is possible that your lender may accept a deed in lieu. In this case, you would surrender the home to the lender and would be released from further liability.

Loan Modification

if you've fallen behind on your mortgage payments, a loan modification may be an option to avoid foreclosure. Your attorney may be able to work out better terms for your mortgage loan and may even be able to work out a way to pay past due payments.

Contact our firm today for further information and legal guidance on how to manage or pay off your debt.