There are many aspects involved in the bankruptcy process. How long it will take before your bankruptcy is completed and your debts have been discharged will depend heavily on the type of bankruptcy protection you choose to pursue. Chapter 7 is the most common type of bankruptcy and a straight-forward case can often be completed in as little as 3-6 months from the date of filing to the date of discharge.
A Chapter 13 bankruptcy will generally take between 3-5 years, as this is the time period in which the debtor has to pay off his or her restructured debt according to the repayment plan approved by the bankruptcy court. Debtors will continue to receive protection from ongoing legal action such as foreclosures, wage garnishments, property liens and bank levies throughout the duration of the bankruptcy process, unless the court-assigned bankruptcy trustee gives permission for a creditor to move forward in his or her collection efforts against you.
The legal counsel you choose to represent you during your bankruptcy proceedings will also have a significant impact on the speed and ease at which your case will progress, as well as the final outcome of your case. The attorneys here at Bronson Law Offices, S.C. have been zealous advocates of debtors' rights for more than 15 years. We understand the hardships that can be caused as a result of unpaid debt and other unresolved financial problems, and that is why we are committed to guiding our clients through the bankruptcy process as rapidly and efficiently as possible.
From beginning to end, our attorneys will work diligently to help you obtain debt relief. To find out if bankruptcy may be right for you, call our law offices right away.