Queens Foreclosure Defense Attorney
Fight to Save Your Home with Bronson Law Offices, P.C.!
If you have fallen behind on your mortgage payments or have been served
a Notice of Foreclosure, you may be at risk of losing your home. With a
Queens foreclosure attorney from our law firm to address this matter, you may be able to save your
home or at the very least complete a short sale or deed in lieu to keep
a foreclosure off your credit report.
In recent years, millions of American households have been affected by
the foreclosure crisis. Unfortunately, when people are running the risk
of losing their home, many of them feel powerless to stop it. However,
this simply is not true, foreclosure can be stopped! We can stop foreclosures
and we can tie up a foreclosure in court for a long period of time. In
fact, sometimes we can successfully work out a loan modification with
a lender and withdraw the foreclosure proceeding altogether.
Important Information About the Foreclosure Process
If you receive notice from the lender that they are planning on beginning
a foreclosure proceeding against you, then it's critical that you
contact our firm immediately. If the Summons and Complaint was delivered
to you personally, you have just 20 days to respond. If you were served
the Summons and Complaint by some other means than it being placed in
your hands, you have 30 days to respond.
Please note that calling the attorney that served you the foreclosure papers
against you is not a valid response. It's mandatory that you file
a Formal Answer where you respond to every allegation in the complaint
against you. This is the critical time where you assert any defense you
may have. Additionally, the Verified Answer to the Summons and Complaint
in foreclosure must be acknowledged by a Notary Public and served upon
the opposing counsel and the Court.
Depending on whether you wish to keep your home and your particular financial
situation, you may have different options in regard to stopping or preventing
foreclosure. A lawyer at our law firm can talk to you about these in order
to help you make the choice that's right for you:
Work with Our Experienced Team
At Bronson Law Offices, P.C., we have been fighting foreclosures for more
than two decades. Foreclosures are not hopeless situations, there are
several foreclosure alternatives and one of them may help your situation.
When your home is threatened by foreclosure, it's imperative that
you contact our firm at the earliest stage possible, that way we can take
the necessary actions to deal with a potential foreclosure.
Filing for bankruptcy places an automatic stay on foreclosure proceedings.
This may give you time to work out a solution or, in the case of a Chapter
13 filing, allow you to include past due mortgage payments in your repayment
plan. If you have been having trouble keeping up with mortgage payments,
a loan modification may enable you to alter your existing mortgage agreement
in such a way as to enable you to start making payments again. If you
are facing foreclosure and would like to sell your home or surrender it
to the lender in exchange for release from your mortgage loan, a short
sale or deed in lieu may be options to consider.
We will talk to you about your financial goals and your intentions in keeping
or selling your home. By taking the time to offer you the personal attention
you need, we will work to help you make the right choice.
Contact a Queens Foreclosure Defense Lawyer
at our law firm today for your free consultation.