Creditor Harassment Attorney in Westchester County
Stopping Creditor Harassment
Facing an extreme amount of debt is stressful enough. This situation is
only made worse when a creditor or debt collector harasses a debtor, calling
at odd hours, making threats or otherwise violating a debtor's rights.
In these cases, a
Westchester County creditor harassment attorney at our firm can talk to you about what has
been occurring and whether you may have grounds to sue the collection
agency or creditor. We can also talk to you about
filing for bankruptcy, an option which would stop all debt collection efforts and lawsuits entirely
(in cases where creditors are acting within the confines of the law.)
Unlawful creditor harassment and abuse is outlined in the
Fair Debt Collection Practices Act. Under this Act, some examples of creditor harassment may include:
- Contacting a debtor before 8am or after 9pm
- Continuing communication after receiving a written request to cease, except
in certain circumstances
- Directly contacting a debtor who is known to be represented by a lawyer
- Misrepresentation or fraud in an attempt to collect a debt
- Posting the debtor's name and information on a public list
- Threatening physical harm
- Using profanity or threats in contact with a debtor
- Contacting the debtor at his or her place of employment after notification
that this is unacceptable or prohibited
- Constant phone calls with the intent to harass or annoy the debtor
In these cases, a debtor may be able to file a lawsuit against the creditor
or debt collector to seek financial damages for the harassment or abuse.
Consult a Westchester County Creditor Harassment Lawyer
To find out more about your rights in the face of creditor harassment in the
White Plains or Westchester County areas, do not wait to contact our offices for a
confidential consultation. We will be happy to discuss your particular
situation with you to determine the best approach.
Westchester County creditor harassment lawyer
at our firm today.