Discharging Your Debt Through Bankruptcy
Bankruptcy Attorney Serving Westchester County, New York
The final goal of
bankruptcy is the discharge of all eligible debt. When debt is "discharged"
this means that the debtor has no further obligation to pay it. The debtor
is no longer personally liable for the debt and no further action can
be taken by any creditor or debt collector to collect this debt. The specific
manner in which debt will be discharged will vary not only depending on
your unique financial situation and the type of debt but also whether
the debtor files under
Chapter 7 or
Chapter 13.
Eliminating debt can bring a debtor much-needed relief. A
Westchester County bankruptcy attorney at our law firm can help you understand exactly how your debt will be
affected by bankruptcy. We can answer your questions, address your concerns
and assist you in the process of deciding whether to file all the way
through to the discharge of your eligible debt.
What Debt Can Be Discharged During Bankruptcy?
A bankruptcy discharge typically only applies to unsecured debt. This would
generally include:
- Credit cards
- Personal loans
- Medical bills
- Utility bills
Secured debt, including student loans, child support, spousal support and
certain taxes, cannot be discharged with bankruptcy. In some cases, however,
you may be able to look at paying these with a Chapter 13 repayment plan,
but they cannot be discharged without payment.
Experienced Representation in Westchester County
With more than 25 years of legal experience, Attorney Bronson is here to
support you in filing for bankruptcy. He is committed to providing personalized
attention combined with knowledgeable representation in order to offer
his clients the best opportunity at discharging as much debt as possible,
quickly. Our firm handles cases in White Plains and throughout
Westchester County.
Contact a
Westchester County bankruptcy lawyer
at our firm to learn more about discharging your debt.