Wage Garnishment and Unpaid Debt
How to Stop Wage Garnishment in New York
If you are already struggling with debt or are having trouble making your
mortgage payments, having money taken directly out of your paycheck can
be devastating. An attorney at our law offices can help in the face of
wage garnishment. If your wages are being garnished and you would like
to find out how you can keep your hard-earned money, our lawyer can discuss
your rights and options with you during a confidential consultation.
What is a Wage Garnishment?
In situations where you have fallen seriously behind on your bills or have
defaulted on certain financial obligations, you may be at risk of having
a creditor or debt collection agency seek a judgment against you to garnish
your wages. After a successful wage garnishment judgment against you,
you would no longer receive your entire paycheck. Your employer would
instead pay a portion of it directly to the creditor or debt collector
as a means of fulfilling your obligation to the creditor. In some cases,
a creditor may seek to levy funds from your bank account.
Using a Bankruptcy Automatic Stay to Stop a Wage Garnishment
Filing for bankruptcy may be able to effectively prevent or stop wage garnishment.
When you file for bankruptcy, all debt collection efforts against you
must cease in an automatic stay. This includes any contact from creditors
as well as a pending
repossession, and wage garnishment. In the right hands, your
Chapter 7 or
Chapter 13 bankruptcy can help you keep your pay.
Contact our Westchester County Wage Garnishment Attorney Today!
Making sure that your legal rights are protected in the face of wrongful
wage garnishment is important, as is considering your options in
filing for bankruptcy or seeking an
alternative to prevent or stop wage garnishment. Our legal team is experienced in
handling these matters throughout
Westchester County and can offer you a confidential case review to see how we can assist you.
Find out how you can stop wage garnishment in NY. Contact a
Westchester County wage garnishment attorney
at our law firm today!