Chapter 13 & Foreclosure Defense
Saving Your Home with Chapter 13 Bankruptcy in Westchester County
If you are facing the prospect of losing your home or other property through
foreclosure, it is critical that you take immediate action to halt the
process. Chapter 13 provides debtors with the opportunity to resolve their
financial matter and end the threat of foreclosure.
Chapter 13 under the United States Bankruptcy Code is a process that allows
assets and finances to be reorganized under the guidance of the court.
By filing under this chapter, you can buy the time you need to seek a
loan modification or resolve the mortgage debt in another manner.
Schedule your free case evaluation today! Weekend and evening appointments are available.
How does Chapter 13 bankruptcy work?
In a Chapter 13 bankruptcy, the court can approve a reorganization plan
for the payment of your debt, including any overdue mortgage payments.
The reorganization plan can continue for 3-5 years.
Chapter 13 can reduce the overall amount that you owe to creditors beyond
what is owed to your mortgage holder. This process can help get you back
the control you need over your financial life.
Immediately after filing a
Chapter 13 bankruptcy, the court will issue an automatic stay. The automatic stay orders your
creditors to cease all collection activities.
The automatic stay will postpone the foreclosure of your home, unless:
- The lender obtains the court's permission to proceed with the sale
- The foreclosure notice has already been filed
It is important to act quickly and contact a Westchester County bankruptcy
lawyer to discuss your specific situation. We can help you work toward
a brighter financial future and help you maximize chance of saving your home.
Get Experienced Representation from Bronson Law Offices, P.C.
When you are facing the threat of losing your home, you will want to ensure
that you are fully protected and represented in court. Filing for Chapter
13 can be a very effective strategy to stop foreclosure proceedings and
can allow you the option to renegotiate the terms of your mortgage.
The experience of your attorney can make all the difference in whether
you are successful in
avoiding foreclosure. Bronson Law Offices, P.C. has provided
25 years of service to individuals and families in Westchester County facing serious financial
We are AV® rated by Martindale-Hubbell® and offer the quality experience
you deserve. We can help you file for Chapter 13 if you are in trouble
with your mortgage. Call us today for a free consultation.
Contact our bankruptcy lawyer to see if Chapter 13 is right for you.