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Posted By Bronson Law Offices, P.C.
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6-Aug-2014
If you are considering filing for bankruptcy as a result of the student loans you have incurred, it is important that you consult with an experienced bankruptcy lawyer before taking any further action. Over the years our firm has handled countless bankruptcy cases in and around the Westchester County area. We have more than 25 years of legal experience, an in-depth understanding of the bankruptcy ...
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Posted By Westchester County Bankruptcy Lawyer
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11-May-2012
A Westchester County bankruptcy lawyer loves doing Chapter 13 bankruptcies for our clients. Although our clients are never happy to have to consult a bankruptcy attorney we try to make the experience as pleasant as possible. Our team of attorneys and legal assistants is very caring and we establish personal relationships with many of our clients. We serve the local community and are very happy to ...
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Posted By Westchester County Bankruptcy Attorney
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19-Sep-2011
While the banks put homeowners through many hurdles on the way to obtaining a loan modification, if one is persistent enough and has the wherewithal to make the modified loan payment, eventually loan modifications are granted. When dealing directly with the clients the lenders provide very little guidance as to how to complete the forms. Most clients want to be honest so they just give the bank ...
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Posted By Westchester County Debt Relief Lawyer
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17-Sep-2011
There are two basic types of loan modifications- Hamp (the government modification plan) and traditional modifications. The government HAMP program works very well once you qualify. Basically to qualify for HAMP the lender will have had to have borrowed from the government, which is most of the major banks with the exception of HSBC. There are many rules and limitations that can be seen on the ...
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Posted By Westchester County Bankruptcy Attorney
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14-Sep-2011
Bankruptcy stops foreclosure, pure and simple. Prior to a sale a bankruptcy filing causes the automatic stay to be implemented and no sale or foreclosure can take place for a period of time. During this period we work with the client to modify their mortgages so that they can capitalize any amounts owed and reduce the monthly payments. In a Chapter 13 bankruptcy the Southern and Eastern Districts ...
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Posted By H. Bruce Bronson
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21-Sep-2010
Many people have attempted some sort of loan modification either on their own or with the help of paid professionals in order to head off a foreclosure on their homes. A loan modification can lower interest rates (thus lowering monthly payments) and tack mortgage arrears to the back of the loan, extending its term. When a loan modification is granted it is a boon to the consumer who cannot ...
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