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Recent Posts in Bankruptcy Category

  • Rebuilding Your Credit After Bankruptcy

    || 26-Sep-2016

    Two of the most common concerns our clients have is how long it will take for them to begin rebuilding their credit score and whether they will be able to get a credit card after filing for bankruptcy. Rest assured, there is life after bankruptcy. One of the benefits of bankruptcy is that it helps an individual regain control of his or her finances. Filing for bankruptcy helps put a stop to all ...
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  • Can I Discharge Student Loans Through Bankruptcy?

    || 6-Aug-2014

    If you are considering filing for bankruptcy as a result of the student loans you have incurred, it is important that you consult with an experienced bankruptcy lawyer before taking any further action. Over the years our firm has handled countless bankruptcy cases in and around the Westchester County area. We have more than 25 years of legal experience, an in-depth understanding of the bankruptcy ...
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  • Can I Discharge Unpaid Child Support During Bankruptcy?

    || 8-Jul-2014

    If you are thinking about filing for bankruptcy, there are certain things you must take into consideration before making your final decision. Not all debt can be discharged through bankruptcy. There are certain types of debt such as child support, alimony, most student loans, certain taxes and court-ordered fines or penalties that are not eligible for discharge through bankruptcy. Child support is ...
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  • Will Filing for Bankruptcy Ruin My Credit Score?

    || 30-Apr-2014

    It is quite common for people to wonder about the effect bankruptcy will have on their credit score. Filing for bankruptcy is not a decision that should be made lightly. The magnitude of the impact will depend on the state of your credit prior to your filing for bankruptcy. If you have a lot of delinquent accounts, you have only been making minimum payments or less, and you have become unable to ...
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  • Can I File for Bankruptcy Without a Lawyer?

    || 1-Apr-2014

    If you are considering filing for bankruptcy, you may be wondering whether you can file without having to retain the services of a lawyer. While you are under no legal obligation to hire a lawyer to represent you during your bankruptcy proceedings, having a skilled bankruptcy lawyer by your side will have a significant impact on the outcome of your case. Bronson Law Offices, P.C. has been ...
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  • What Type of Debt Can Be Discharged Through Bankruptcy?

    || 12-Mar-2014

    There are many factors an individual must take into consideration before making the decision to file for bankruptcy. Bankruptcy is not right for everyone. If you are considering filing for bankruptcy, take the time to review your financial situation with a Queens bankruptcy lawyer from Bronson Law Offices, P.C. before you move forward. Our firm has over 25 years of experience helping people put an ...
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  • Bronson Law Offices Adds New "Of Counsel" Attorney, Boosting Resources

    || 17-Oct-2012

    At Bronson Law Offices, P.C. we have added a new "Of Counsel" attorney to our team in order to better serve our clients. By establishing an affiliate relationship with attorney Steven Kurlander, our bankruptcy law firm now able to offer more legal resources to our clients located in various areas of the state of New York. Mr. Kurlander, whose office is located in Monticello, New York, ...
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  • On April 28, 2012 in San Antonio at the National Association of Consumer Bankruptcy Attorney's ("NACBA") 20th annual convention Joseph A. Smith, Esq., head of the National Mortgage Settlement Monitor, addressed us. Five banks and mortgage servicers (Ally/GMAC, Bank of America, Citi, JPMorgan Chase and Wells Fargo) reached agreement on a mortgage settlement which is suppose to provide ...
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  • Agape World Involved In An Ongoing Chapter 7 Case

    || 1-Jun-2012

    Yesterday, newscaster Lou Young contacted me regarding an ongoing Chapter 7 bankruptcy case for Agape- -World. Agape World has been called Long Island's largest Ponzi scheme with $400 million at stake. Many of Agape World's investors invested small amounts of money and the trustee has instituted many lawsuits to recover funds from these investors that were withdrawn within 90 days of the ...
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  • Proof of Claim Was Not Filed

    || 23-May-2012

    May 23, 2012. Westchester County, NY. In court today at the White Plains Division of the Southern District HSBC was advised that because they failed to file a proof of claim that the debtor would only have to make adequate assurance payments for the term of the 5 year plan. Judge Drain stated that adequate assurance payments based upon the depreciation of the property over the five years of the ...
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  • Chapter 13 Loan Modification saving $300 per month and capitalizing $15,000 of arrearage

    || 15-May-2012

    For these particular clients who were in Chapter 13, the bank delayed and delayed. The bank continually asked for more documentation and upon our providing same would spend months reviewing it. Finally, at a loss mitigation status report in bankruptcy court Judge Drain told bank's counsel that if they asked for one more piece of paper they would be required to have a bank officer appear. Three ...
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  • Chapter 20 Loan Modification saving $770 per month

    || 11-May-2012

    A Westchester County bankruptcy lawyer loves doing Chapter 13 bankruptcies for our clients. Although our clients are never happy to have to consult a bankruptcy attorney we try to make the experience as pleasant as possible. Our team of attorneys and legal assistants is very caring and we establish personal relationships with many of our clients. We serve the local community and are very happy to ...
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  • Chapter 7 Bankruptcy May Not Be Right For You

    || 30-Nov-2011

    If you are trying to decide if you should file for Chapter 7 bankruptcy, you must first decide if it makes financial sense. To start, you need to determine if your debts are mainly of the type that require a judgment, and if you have any property or income that can be seized by creditors if they obtain a judgment. If your property is exempt and your income comes from Social Security, your ...
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  • How Does Bankruptcy Help Home Owners?

    || 14-Sep-2011

    Bankruptcy stops foreclosure, pure and simple. Prior to a sale a bankruptcy filing causes the automatic stay to be implemented and no sale or foreclosure can take place for a period of time. During this period we work with the client to modify their mortgages so that they can capitalize any amounts owed and reduce the monthly payments. In a Chapter 13 bankruptcy the Southern and Eastern Districts ...
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  • Do People Have to Give up Their Cars, Houses and Other Assets in a Bankruptcy?

    || 13-Sep-2011

    In most cases, there is no reason why you need to give up your personal assets when it comes to filing for bankrutpcy. We would not recommend bankruptcy if our clients had to give up substantial assets; we would recommend a Chapter 13 where they can keep their assets and repay a portion of their debts. In New York, since the beginning of the year, we have had these great exemptions that allow ...
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  • Does Bankruptcy Impose a Stigma?

    || 12-Sep-2011

    Bankruptcy should be viewed as a legal right where people undergoing financial stress have an outlet to fix their problems. Businesses utilize bankruptcy to better their position and end up being even more profitable. Bankruptcy is a tool and if you can benefit from it, you should utilize it. At least you should know your options. What I tell clients is that the government gave billions of dollars ...
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  • How Are We Different From Other Attorneys?

    || 6-Sep-2011

    We believe we can be distinguished from other attorneys practicing in this area because we enjoy what we do. Our Westchester County bankruptcy lawyers love to educate our clients and spend a considerable amount of time trying to figure out strategies for them even before we are hired. Our legal team spends a generous amount of time during the free consultation and even when we can't help a ...
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  • What are the Main Areas in Which the Firm Practices?

    || 6-Sep-2011

    Bankruptcy is our primary focus. Our Westchester County bankruptcy lawyers counsel people regarding their financial situation to determine if bankruptcy is right for them. We then prepare the proper documents and walk our clients through the bankruptcy process. We are very good at making our clients feel comfortable during what they perceive as a very nerve racking experience. Chapter 7 bankruptcy ...
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  • Welcome to our Bankruptcy Blog

    || 1-Sep-2010

    We are pleased to announce the launch of our Bankruptcy Blog with an RSS feed available at.....
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