If you are considering filing for Chapter 7 bankruptcy protection, you
may be wondering if Chapter 7 bankruptcy will be able to wipe out all
of your unpaid debt. Chapter 7 is the most common type of bankruptcy,
however, it is not right for everyone. As no two bankruptcy cases are
exactly the same, a bankruptcy lawyer from Bronson Law Offices, S.C. will
be happy to review your finances and advise you as to which of your debts
may be eligible for discharge through Chapter 7 bankruptcy.
In most cases, unsecured credit card debt, medical bills, personal loans,
overdue utility bills, business debt, as well as delinquent rent or mortgage
payments will all be eligible for discharge through this type of bankruptcy.
Unpaid child support, past due alimony payments, certain taxes, the majority
of student loans, attorney fees, and penalties or fines issued by the
criminal justice system are examples of debt that will not be wiped out
during Chapter 7 bankruptcy. There are also instances in which a creditor
may be able to obtain a motion from the bankruptcy court requiring payment
on an otherwise dischargeable debt, but our lawyers will work hard to
help eliminate the chances this will occur in your case.
If you want to improve the probability of having the majority, if not all,
of your outstanding debt wiped out, then you need to take prompt action
to secure legal representation on your own behalf. Our lawyers have more
than two decades of bankruptcy experience. We understand the problems
that a significant amount of debt can present and we are here to help
our clients find the optimum resolution to their financial difficulties.
By maximizing your state or federal bankruptcy exceptions, we can help
limit the property and assets you will be required to liquidate for the
purpose of repaying your debt. Our ultimate goal is to assist you in getting
all of your eligible debt discharged, thus giving you the fresh financial
start you deserve.
Call our law offices now so that we can review your finances and advise you as to whether Chapter
7, Chapter 13, or one of the various alternatives to bankruptcy would
be able to provide you with the debt relief you seek. We offer free bankruptcy
consultations, so you have nothing to lose by picking up the phone and
making the call. We look forward to hearing from you.