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Blog Posts in 2014

  • Can I Discharge Student Loans Through Bankruptcy?

    Posted By Bronson Law Offices, P.C. || 6-Aug-2014

    If you are considering filing for bankruptcy as a result of the student loans you have incurred, it is important that you consult with an experienced bankruptcy lawyer before taking any further action. Over the years our firm has handled countless bankruptcy cases in and around the Westchester County area. We have more than 25 years of legal experience, an in-depth understanding of the bankruptcy ...
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  • Can I Discharge Unpaid Child Support During Bankruptcy?

    Posted By Bronson Law Offices, P.C. || 8-Jul-2014

    If you are thinking about filing for bankruptcy, there are certain things you must take into consideration before making your final decision. Not all debt can be discharged through bankruptcy. There are certain types of debt such as child support, alimony, most student loans, certain taxes and court-ordered fines or penalties that are not eligible for discharge through bankruptcy. Child support is ...
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  • How Long Does the Bankruptcy Process Take?

    Posted By Bronson Law Offices, P.C. || 3-Jun-2014

    There are many aspects involved in the bankruptcy process. How long it will take before your bankruptcy is completed and your debts have been discharged will depend heavily on the type of bankruptcy protection you choose to pursue. Chapter 7 is the most common type of bankruptcy and a straight-forward case can often be completed in as little as 3-6 months from the date of filing to the date of ...
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  • Will Filing for Bankruptcy Ruin My Credit Score?

    Posted By Bronson Law Offices, P.C. || 30-Apr-2014

    It is quite common for people to wonder about the effect bankruptcy will have on their credit score. Filing for bankruptcy is not a decision that should be made lightly. The magnitude of the impact will depend on the state of your credit prior to your filing for bankruptcy. If you have a lot of delinquent accounts, you have only been making minimum payments or less, and you have become unable to ...
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  • Can I File for Bankruptcy Without a Lawyer?

    Posted By Bronson Law Offices || 1-Apr-2014

    If you are considering filing for bankruptcy, you may be wondering whether you can file without having to retain the services of a lawyer. While you are under no legal obligation to hire a lawyer to represent you during your bankruptcy proceedings, having a skilled bankruptcy lawyer by your side will have a significant impact on the outcome of your case. Bronson Law Offices, P.C. has been ...
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  • What Type of Debt Can Be Discharged Through Bankruptcy?

    Posted By Bronson Law Offices || 12-Mar-2014

    There are many factors an individual must take into consideration before making the decision to file for bankruptcy. Bankruptcy is not right for everyone. If you are considering filing for bankruptcy, take the time to review your financial situation with a Queens bankruptcy lawyer from Bronson Law Offices, P.C. before you move forward. Our firm has over 25 years of experience helping people put an ...
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  • Can Chapter 13 Bankruptcy Save My Home?

    Posted By Bronson Law Offices || 21-Jan-2014

    If you are struggling with keeping your mortgage payments current, eventually you will face foreclosure. The absolute dread and fear that people experience in this position is extremely stressful, and no day goes by without worry about what will happen next. If you are interested in taking action to avoid foreclosure on your home, it is time to discuss filing Chapter 13 bankruptcy. Chapter 13 is ...
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  • How Does the Chapter 7 Means Test Work?

    Posted By Bronson Law Offices || 14-Jan-2014

    If you are in financial trouble, and considering filing for Chapter 7 bankruptcy protection, you probably have questions about how the Chapter 7 means test works. This test evaluates your current monthly income against your debts, as well as all other assets and liabilities. The test was an added requirement for filing Chapter 7, so that only people who are really in financial trouble can file for ...
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  • What is the Difference Between Chapter 7 and Chapter 13?

    Posted By Bronson Law Offices || 7-Jan-2014

    The major difference between seeking bankruptcy protection under Chapter 7 and Chapter 13 is that a Chapter 7 bankruptcy will actually discharge, or wipe out, many unsecured debts while a Chapter 13 bankruptcy sets up a payment plan whereby the debtor has 3 to 5 years to catch up on payments. In a Chapter 7 bankruptcy, you are able to keep certain types of property that are exempt, such as the ...
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