Blog Posts in December, 2013 Who is Eligible for Chapter 7 Bankruptcy? Posted By Bronson Law Offices || 31-Dec-2013 When determining whether an individual is eligible to file a Chapter 7 bankruptcy petition, the courts use what is known as a "means test." The means test was created to ensure that Chapter 7 filings were only used by those who truly could not pay their debts. By deducting specific monthly expenses from your actual monthly income, the test arrives at a monthly amount of disposable ... Continue Reading