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Blog Posts in 2010

  • Where Do I File for Bankruptcy?

    Posted By Westchester County Bankruptcy Attorney || 21-Dec-2010

    Most clients do not think about where they will be filing when they consider bankruptcy, however, it is important to hire an attorney who is familiar with the various jurisdictions and trustees who work in them. In the greater New York City area we have two Federal District Court divisions which consist of the Southern District of New York (SDNY) and the Eastern District of New York (EDNY). The ...
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  • What is a 341 Meeting and What Am I Asked?

    Posted By Bronson Law Offices, P.C. || 16-Dec-2010

    Most of my clients are very intimidated by the prospect of being "examined" by a trustee. When I tell them it will be a five minute meeting and that there is no reason to be nervous, they do not believe me until after it is over. I prepare my clients for the 341 meeting throughout the process of filing for bankruptcy. When we initially meet I outline the entire bankruptcy process. When ...
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  • Chapter 13 Plan Confirmation Hearings in the Southern and Eastern Districts of New York

    Posted By Westchester County Bankruptcy Attorney || 6-Dec-2010

    Our clients were scheduled to have their Chapter 13 Plan confirmed at 10:00 AM last Friday. The Judge's calendar was posted and there were over 60 clients scheduled for the same time. Out of 28 pages, my clients were listed on page 22. Unfortunately, the way the calendar works, you have to be there on time and you have to wait until your case is called. Having over 3 hours to observe the other ...
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  • Bankruptcy Filings Are Up

    Posted By Westchester County Bankruptcy Attorney || 30-Nov-2010

    Bankruptcy cases filed in federal courts for fiscal year 2010, the 12-month period ending September 30, totaled 1,596,355. This represents a 13.8 percent increase over the fiscal year 2009 bankruptcy filings of 1,402,816, according to statistics released [November 8, 2010 ]by the Administrative Office of the U.S. Courts." What accounts for this increase in bankruptcies? It is certainly apparent to ...
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  • Understanding Foreclosure Defense

    Posted By Robert Savino || 11-Oct-2010

    When a person is facing foreclosure, most attorneys will immediately recommend a Chapter 13. This is because a Chapter 13 has provisions specifically designed to address foreclosure situations. A Chapter 13 will not only stop a foreclosure sale, but will allow a home owner to pay back arrears as part of the Chapter 13 plan and possibly avoid future payments on a second mortgage. Unfortunately, a ...
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  • CHAPTER 13: To Save Your Home From Foreclosure

    Posted By H. Bruce Bronson || 21-Sep-2010

    Many people have attempted some sort of loan modification either on their own or with the help of paid professionals in order to head off a foreclosure on their homes. A loan modification can lower interest rates (thus lowering monthly payments) and tack mortgage arrears to the back of the loan, extending its term. When a loan modification is granted it is a boon to the consumer who cannot ...
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  • Bankruptcy - Your Legal Right!

    Posted By Bronson Law Offices || 16-Sep-2010

    Many people who come to me for a bankruptcy consultation are embarrassed about their financial situation. Some tell me that until now they have never missed a payment of their bills. However, they are at a point where they cannot pay their bills as they come due and are experiencing non-productive time worrying and sleepless nights. After quantifying a client's priorities, it is generally ...
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  • Welcome to our Bankruptcy Blog

    Posted By Bankruptcy Attorney || 1-Sep-2010

    We are pleased to announce the launch of our Bankruptcy Blog with an RSS feed available at.....
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