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Fair Debt Collection Practices Act

Fair Debt Collection Practices Act

Get Help From a Westchester County Debt Collector Abuse Lawyer

The Fair Debt Collection Practices Act was added in 1978 as Title VIII of the Consumer Credit Protection Act. This United States statute offers protection to debtors in the face of abusive practices by creditors and debt collection agencies. By promoting fair debt collection, this Act may offer a debtor legal remedies in the face of creditor harassment, threats or other abuse conduct in relation to debt collection.

Talking to a Westchester County debt relief lawyer is an important step to take if you are being harassed by a creditor and would like to discuss your options in filing a lawsuit under the Fair Debt Collection Practices Act.

Prohibitions of the FDCPA

Particular abusive conduct is prohibited by the Fair Debt Collection Practices Act. This may include:

  • Repeated phone calls
  • Phone calls early in the morning/late at night
  • Threats of injury
  • Profanity
  • Misrepresentation
  • Fraud
  • Communication intended to harass/annoy a debtor

If you believe that you have been the victim of abusive debt collection practices and would like to get more information regarding your legal rights in this matter, please feel free to contact an attorney at our law firm. We represent debtors in White Plains and throughout the surrounding areas in Westchester County. During a free consultation with an experienced lawyer, you can find out more about what you can do in this situation to take full advantage of the protection the Fair Debt Collection Practices Act has to offer.

Attorney for Debt Collector Harassment - Stop Abusive Debt Collectors!

Get started in receiving the legal protection and guidance you need, from an experienced professional who actually cares about what you are going through. Finally, you can alleviate the stress and hardship you are experiencing.

Contact a Westchester County debt collector abuse attorney at our firm today to learn more about your rights under the Fair Debt Collections Practices Act.