914.827.5238
Weekend & Evening
Appointments Available
Free Case Evaluation

Avoiding Foreclosure with Chapter 13

Chapter 13 & Foreclosure Defense

Saving Your Home with Chapter 13 Bankruptcy in Westchester County

If you are facing the prospect of losing your home or other property through foreclosure, it is critical that you take immediate action to halt the process. Chapter 13 provides debtors with the opportunity to resolve their financial matter and end the threat of foreclosure.

Chapter 13 under the United States Bankruptcy Code is a process that allows assets and finances to be reorganized under the guidance of the court. By filing under this chapter, you can buy the time you need to seek a loan modification or resolve the mortgage debt in another manner.

Schedule your free case evaluation today! Weekend and evening appointments are available.

How does Chapter 13 bankruptcy work?

In a Chapter 13 bankruptcy, the court can approve a reorganization plan for the payment of your debt, including any overdue mortgage payments. The reorganization plan can continue for 3-5 years.

Chapter 13 can reduce the overall amount that you owe to creditors beyond what is owed to your mortgage holder. This process can help get you back the control you need over your financial life.

Immediately after filing a Chapter 13 bankruptcy, the court will issue an automatic stay. The automatic stay orders your creditors to cease all collection activities.

The automatic stay will postpone the foreclosure of your home, unless:

  • The lender obtains the court's permission to proceed with the sale
  • The foreclosure notice has already been filed

It is important to act quickly and contact a Westchester County bankruptcy lawyer to discuss your specific situation. We can help you work toward a brighter financial future and help you maximize chance of saving your home.

Get Experienced Representation from Bronson Law Offices, P.C.

When you are facing the threat of losing your home, you will want to ensure that you are fully protected and represented in court. Filing for Chapter 13 can be a very effective strategy to stop foreclosure proceedings and can allow you the option to renegotiate the terms of your mortgage.

The experience of your attorney can make all the difference in whether you are successful in keeping avoiding foreclosure. Bronson Law Offices, P.C. has provided more than 25 years of service to individuals and families in Westchester County facing serious financial difficulties.

We are AV® rated by Martindale-Hubbell® and offer the quality experience you deserve. We can help you file for Chapter 13 if you are in trouble with your mortgage. Call us today for a free consultation.

Contact our Westchester County bankruptcy lawyer to see if Chapter 13 is right for you.

Email Us Today
Don't Wait To Get Help!

Tell us about your situation and we'd be happy to review your case.

Send Your Email

Why Choose Us?

  • AV® Preeminent™ Rated by Martindale-Hubbell®
  • We Have Over Two Decades of Legal Experience
  • We Offer Service for Our Spanish Speaking Clients
  • Private Practice Owned by Attorney for 15 Years