There are many aspects involved in the
bankruptcy process. How long it will take before your bankruptcy is completed and
your debts have been discharged will depend heavily on the type of bankruptcy
protection you choose to pursue.
Chapter 7 is the most common type of bankruptcy and a straight-forward case can
often be completed in as little as 3-6 months from the date of filing
to the date of discharge.
Chapter 13 bankruptcy will generally take between 3-5 years, as this is the time
period in which the debtor has to pay off his or her restructured debt
according to the repayment plan approved by the bankruptcy court. Debtors
will continue to receive protection from ongoing legal action such as
foreclosures, wage garnishments, property liens and bank levies throughout
the duration of the bankruptcy process, unless the court-assigned bankruptcy
trustee gives permission for a creditor to move forward in his or her
collection efforts against you.
The legal counsel you choose to represent you during your bankruptcy proceedings
will also have a significant impact on the speed and ease at which your
case will progress, as well as the final outcome of your case. The attorneys
here at Bronson Law Offices, S.C. have been zealous advocates of debtors'
rights for more than 15 years. We understand the hardships that can be
caused as a result of unpaid debt and other unresolved financial problems,
and that is why we are committed to guiding our clients through the bankruptcy
process as rapidly and efficiently as possible.
From beginning to end, our attorneys will work diligently to help you obtain
debt relief. To find out if bankruptcy may be right for you,
call our law offices right away.